Hood River Real Estate Update

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Update on the $8,000 Tax Credit

More info on the $8,000 first-time home buyer credit. Thanks Larry

Via Larry Morris, Oregon Mortgages (American Nationwide Mortgage Company, Inc):

Special Update:

New guidelines were issued today for the monetizing of the $8,000 first-time homebuyer tax credit that was announced by HUD and then delayed by HUD. The primary change is that the money cannot be applied toward the 3.5% down payment. It can be used for a larger down payment or applied toward closing costs. We'll provide more details soon.

Here's a link to the HUD site. Click on Mortgage Letter 09-15 http://www.hud.gov/offices/adm/hudclips/letters/mortgagee/index.cfm

Again, it appears that it can be used as "a" downpayment, but the borrower still needs to come to the table with 3.5% on FHA loans.

 

 

Amy McAllister Realty LLC     541-490-1436 

Hood River, Oregon  amym@gorge.net

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